Verify in minutes • Top up to pay

Add money, then pay with a scan.

Get started in minutes with a quick identity check. Add funds with a card or bank transfer, then pay by scanning a QR—fast, familiar, and effortless.

Bank (ACH/Wire) top-ups typically complete in about 2 business days. Top-up status is shown in the app.

Monetic Pay passkey login screen

Top up your balance

Add money once—then just scan to pay when and where you need it.

Card

Use your debit or credit card to fund your account. Select a preset amount or enter your own. You’ll see the top-up status right in the app.

Apple Pay / Google Pay — Coming Soon

Bank transfer (ACH / Wire)

Link your bank and top up directly. Bank transfers typically complete in about 2 business days.

Timing can vary by method and region. The app always shows when your funds are available.

Pay with a scan

Just open Monetic Pay, scan the code shown at checkout, and confirm the amount. There’s no card reader, no bank app, and no waiting for approvals—your payment goes through instantly.

Payment Request QR Code — scan with Monetic Pay

Fast, simple, and accepted anywhere

Monetic lets you pay places that don’t take cards or traditional bank payments. Whether it’s a local shop, pop-up vendor, service provider, or international business, all you do is scan their code and approve—your payment is confirmed in seconds.

No crypto knowledge required

You don’t need to buy, hold, or understand cryptocurrency to use Monetic. Everything happens behind the scenes while you pay in familiar dollar amounts. It works like any modern wallet app—only faster and with fewer restrictions.

Track everything in one place

Your full payment history, top-ups, and receipts appear instantly in your Monetic app. You’ll always know where your money went, how much you spent, and what’s available to use next.

Payments are processed through secure digital rails that settle in real time. Merchants receive funds directly, and you get a smooth experience that feels like using Apple Pay—just without the banks in the middle.

A quick look